All types of Business Finance including Alternative Finance options such as a Merchant Cash Advance, Invoice Finance and Crowdfunded Loans. Use our Finance Finder if you're not sure what is best for your business.
Whether you need a loan for the short- to medium-term or longer-term borrowing, like a mortgage, we can offer you a range of personal finance options.
If you need finance for a property-related project we offer Bridging, Mortgage, Buy To Let and Development finance. Our Property finance experts can guide your choices.
Do you have clients that need finance? Work with us and earn commission for successful referrals.
Since 2002 Choice Loans have specialised in getting loans and finance for our clients
We are independent
Our independence ensures you get impartial advice and the most suitable finance for you. We are also directly regulated by the Financial Conduct Authority and full members of the National Association of Commercial Finance Brokers (NACFB) so you can deal with us with confidence.
We offer great choice
It's our job to be aware of all the different finance options available and present them to you. We also make it our business to keep abreast of new products and non-bank lending, so we can always offer you the widest range of options. By doing the hard work for you, we'll save you valuable time.
We work fast
Our commitment to you is to respond quickly and progress things as rapidly as possible. We realise getting your loan is important and we will work with you to get it done without delay.
We do not charge you a fee
Unlike other brokers, we mostly don't charge you an upfront fee*.
We work on a success basis only getting paid a commission by the lenders, not
the borrower. This means we're motivated to get you the business or personal
loans you need.
(*The exception is commercial property transactions where a 1% fee is charged)
Posted on Jan 12, 2017 in Blog
The New Year is a time for forecasts and ThinCats predict that both P2P interest rates and defaults will reduce in 2017 – on their site at least. Meanwhile LendingCrowd are the latest to introduce a managed account.
Posted on Dec 16, 2016 in Blog
In their latest report on the P2P sector, the Financial Conduct Authority (FCA) expressed concerns about Managed Funds such as Assetz Capital’s Quick Access Account and Money & Co’s Portfolio Service. As these distribute funds to borrowers who are unknown to investors and are often backed by Provision Funds that imply capital returns are guaranteed, these are similar to bank accounts but P2P companies do not have to comply with the rigorous regulations that exists in the banking sector.