Choice Blog - Business interest topics

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Alternatives to a business overdraft

Last post: Mar 4, 2013

It is a tough market place for businesses to trade in these days both from a perspective of attracting new business and funding the contract from cash flow. Traditionally, for those businesses without sufficient liquid funds, they would often arrange an overdraft facility but this option is becoming increasingly difficult as the major high street banks have tightened up their lending policies.

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Funding Circle's Asset Finance loans

Last post: Feb 25, 2013

Since their launch in 2010 Funding Circle have made tremendous strides in lending to UK SMEs. At the time of writing over £80m in loans have been channeled from lenders to UK businesses via their platform.

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What is the difference between invoice discounting and factoring

Last post: Feb 7, 2013

Invoice discounting and invoice factoring are two similar terms that are sometimes interchangeably used but there are minor differences between the two. Both are forms of invoice financing wherein a company’s accounts receivables are used for borrowing money.

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Alternatives to a business bank loan

Last post: Feb 5, 2013

In view of the current economic climate, businesses here in the United Kingdom have found it increasingly difficult to obtain finance through the more traditional avenue of the major high street banks.

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Alternative finance: Merchant Cash Advances continue to grow

Last post: Jan 24, 2013

Merchant Cash Advances have helped, and continue to help, many types of businesses make changes and grow in the way they want to. It is a fairly new product but is growing in its popularity and evolving in the way it works all the time

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Funding Circle's peer-to-peer commercial loan plans for 2013

Last post: Jan 14, 2013

This year will be an exciting one for the Peer to peer commercial loan market and we expect to see continued strong growth.

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