Choice Blog - The Secret Investor's Diary

Secret Investor's 2017 in review - the beginning of the end of the 'Golden Age' of P2P lending?

Last post: Dec 22, 2017

History may regard 2017 as the beginning of the end for the golden era of Peer to Peer investments. The Secret Investor explains why.

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Secret Investor: ThinCats to introduce a Lender fee of 1% on interest earned and Funding Circle offer an optimistic outlook on stress tests

Last post: Dec 15, 2017

AssetzCapital launch their IFISA this month while Ratesetter and ThinCats plan to do the same in the New Year… ThinCats will bring in a 1% fee on income for new customers after 1st January… FundingSecure Total Lending exceeds £200 million

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Secret Investor: Funding Circle launch IFISA and a rare default at Assetz Capital

Last post: Nov 30, 2017

FundingCircle launch their IFISA tomorrow (30th November)… AssetzCapital beat their equity funding target on Seedrs by 50% proving how much faith investors have in their P2P model… LendingCrowd meanwhile are giving away gin-filled baubles in the lead up to Christmas plus £200 to new investors.

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Secret Investor: Defaults mount at Funding Circle and Crowd2Fund raise expansion capital

Last post: Nov 15, 2017

Crowd2Fund aim to raise £10 million of expansion capital with 10% of that figure coming from investors on their platform… Despite significantly reducing his holdings, the Secret Investor’s defaults continue to mount at FundingCircle

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Secret Investor: Assetz capital in equity raise and Funding Secure's secondary market shows good liquidity

Last post: Nov 2, 2017

AssetzCapital launch a round of equity funding via Seedrs… Invest & Fund broaden their lending criteria to encompass lower risk/return opportunities… ArchOver pass the £50 million lent milestone

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Secret Investor: RateSetter achieve full FCA regulation and platforms as you to 'refer a friend'

Last post: Oct 20, 2017

Ratesetter have become the last of the major platforms to receive Full Authorisation from the FCA paving the way for them to offer an IFISA… LendingCrowd, Ratesetter and CapitalRise all introduce “Refer a Friend” promotions.

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