Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?


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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.


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Special Reports & Infographics

Most Popular Regions in the UK to Start a Business

Last post: Mar 24, 2019

An infographic that shows the most popular regions to start a business in the UK, number of births and deaths in the year of 2017.


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Relevant Issues Blog

How do I apply for the UK Govt Coronavirus Business Interruption loan?

Last post: Mar 16, 2020

In this blog we give details of the UK Government's Coronavirus Business Interruption loan including how to apply, as they become available


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Recent Blog posts

  • Lending Works win the Best P2P Platform for Investors accolade at the Moneywise awards for the fourth year in a row… Assetz Capital smash their equity funding target of £1 million on Seedrs… ArchOver pass the £100 million Total Lent mark

  • Lendy falling into administration grabbed most of the P2P headlines in the past fortnight… AssetzCapital report record inflows into their IFISA during April… Investors express concerns about liquidity at Funding Circle where they are waiting 60 days for loan parts to be sold…

  • Lending Crowd reduce the exposure to individual loans from 5% to a maximum of 2% for customers using their AutoBid tools… One of ArchOver’s borrowers re-assures investors that they have no reliance on British Steel… ArchOver promise to cover the loss on a £1.75 million Wind Turbine loan

  • Assetz Capital are preparing for their third round of equity funding via the Seedrs site to fund future growth… Back in the present, Assetz Capital are offering 2% Cashback on all ISA’s from previous years that are transferred to their platform before 31st May… LendingCrowd are also offering up to £350 of Cashback in their Spring promotion

  • Funding Circle reduce their projected rates of return (again)… Money & Co plan to remove the facility to invest in individual loans and offer a portfolio instead… Ratesetter receive the Queen’s Award for Enterprise.

  • A flurry of emails have been sent to Peer to Peer investors in the past 2 weeks encouraging them to invest their IFISA allowance… Ratesetter report that subscriptions to their tax-free savings product have exceeded £200 million in just over 12 months… FundingSecure will introduce a minimum bid on its larger loans to increase investors’ cautiousness… CapitalRise raise £2.2 million of equity funding via the Seedrs platform.

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