Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Peer-To-Peer Lending With The Secret Investor

February P2P Lending Platform News Round-up

Last post: Feb 14, 2019

Against a backdrop of rising insolvencies in the UK, ArchOver claim their credit checking procedures will limit the impact of this trend on their customers… CapitalRise launch their Secondary Market… Funding Circle’s updated website makes data relating to investors’ portfolios harder to find… Ratesetter’s IFISA attracts £175 million in 12 months.


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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.


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Special Reports & Infographics

When is a Merchant Cash Advance Suitable For Your Business?

Last post: Jan 2, 2019

When is a Merchant Cash Advance suitable? We take a look at the requirements for a merchant cash advance as well as whether or not you should choose a merchant cash advance over a traditional loan.


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Relevant Issues Blog

Alternatives to a Business Bank Overdraft

Last post: Jan 29, 2019

Alternatives to a Business Bank Overdraft. An overlook into Revolving Credit Facilities, Merchant Cash Advances and Invoice Financing and how they can work as alternative options to a business bank overdraft.


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Recent Blog posts

  • Digital FootPrint

    Recent studies suggest that lenders could be using your digital footprint to determine if you are more likely to default when it comes to providing loans.

  • : FundingCircle scale back their U.S. operations… Assetz Capital increase their presence in Scotland… ReBuildingSociety borrower returns having increased turnover by £1/2 million.

  • Banking_With_Alexa_Fintech_Choice_Loans_Infographic

    Choice Loans reviews how Mobile banking and the Fintech industry is using voice assistant to improve their customers banking experience. This includes support with Amazon's Alexa.

  • Assetz Capital report a strong increase in investor demand following the announcement of the rate raise for some of their Managed Accounts… Across all platforms the proportion of P2P loans to borrowers in Northern Ireland appears to be increasing possibly due to the Brexit-related uncertainties of that region deterring mainstream lenders.

  • Ratesetter’s promotion which sees £100 given to new investors who lend £1,000 for a year ends on 30th June… FundingCircle remove investor access to its loanbook – a backwards step for transparency… FundingSecure allocate more staff to managing late loans.

  • ArchOver have launched their IFISA – the last of the major platforms to do so… Ratesetter pass the £2.5 billion Total Lent milestone.

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