Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

Most Popular Regions in the UK to Start a Business

Last post: Mar 24, 2019

An infographic that shows the most popular regions to start a business in the UK, number of births and deaths in the year of 2017.

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Relevant Issues Blog

How do I apply for the UK Govt Coronavirus Business Interruption loan?

Last post: Mar 16, 2020

In this blog we give details of the UK Government's Coronavirus Business Interruption Loan (CBIL) scheme and how businesses can apply for it.

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Recent Blog posts

  • Profit-Loss-Risk

    Peer-to-Peer lending is a fast and increasingly mainstream method of obtaining business funding. This type of lending works by cutting out the middle-man (the banks) and directly connects a lender and a borrower.

  • Choice-Loans-P2P-Lending

    Peer-to-Peer lending means that instead of borrowing from one lender/institution, you borrow from many smaller ones who have clubbed together to raise your money. It differs from Crowdfunding as you are not giving away any equity. The process is arranged by a central agency (the crowdfunding platform) and you deal with just them and they in turn manage all your individual lenders. To qualify you must be trading at least 2 years, be profitable and have a good credit record.

  • Ratesetter pass the £3 billion lent milestone… Crowd2Fund plan a number of initiatives for 2019 including the introduction of a Provision Fund and giving investors more control over the recovery process… At LendingCrowd New Year = New Cashback Offer… During 2018 ThinCats broke their own records as they lent £112 million to SMEs.

  • WhenisAMCASuitable

    When is a Merchant Cash Advance suitable? We take a look at the requirements for a merchant cash advance as well as whether or not you should choose a merchant cash advance over a traditional loan.

  • Friends and their referrers can share £150 at ArchOver if the newcomer invests £5,000 or more… FundingSecure prepare to offer a wider product range in the New Year… Zopa becomes a bank!

  • LendingCrowd introduce weekly newsletters… FundingCircle receive a £150 million cash injection from the Government’s British Business Bank… ThinCats launch their second Diversified Loan Portfolio… Zopa sell defaulted loans to a debt collection agency reducing losses to investors (they believe).

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