Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

Why SMEs need Choice Business Loans' services more than ever

Last post: Aug 24, 2021

The last 18 months has been a challenging time which has seen the Government back around £79.6 billion in loans to UK businesses over three schemes (CBILS, CLBILS & BBLS). On top of this there was the Furlough Scheme, which is now winding down, and of course the significant grants that were given out.

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Relevant Issues Blog

Thinking about selling your business? This is what you need to know

Last post: Sep 16, 2021

The ongoing pandemic has for many SME owners been a wakeup call. Bruised by coping with the machinations of Brexit and the consequent need for stockpiling, and the ongoing impact of the pandemic on health and the economy, (re)assessing your own retirement plans may now be feeling timely.

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Recent Blog posts

  • Against a backdrop of rising insolvencies in the UK, ArchOver claim their credit checking procedures will limit the impact of this trend on their customers… CapitalRise launch their Secondary Market… Funding Circle’s updated website makes data relating to investors’ portfolios harder to find… Ratesetter’s IFISA attracts £175 million in 12 months.

  • Making Tax Digital

    On the 1st of April 2019, Making Tax Digital for businesses (MTDfb) will become mandatory for VAT-registered businesses with an annual turnover of £85,000 or above. The MTDfb scheme ensures that business owners, accountants and bookkeepers keep digital records of & submit VAT returns using software compatible with the scheme.

  • Royal Bank of Scotland Business Banking Switch

    As part of the financial crisis in 2008, the Royal Bank of Scotland (RBS) received a bailout of £45.5bn from the Government after RBS struggled to overcome the buyout of Dutch bank ABN Amro. A bailout which kept the Scottish bank alive and kicking.

  • Against a backdrop of rising insolvencies in the UK, ArchOver claim their credit checking procedures will limit the impact of this trend on their customers… CapitalRise launch their Secondary Market… Funding Circle’s updated website makes data relating to investors’ portfolios harder to find… Ratesetter’s IFISA attracts £175 million in 12 months.

  • Assetz Capital offer up to 1.25% Cashback… Crowd2Fund seek equity funding to the tune of £2 million from their investors… Funding Circle report that they expect default rates to increase

  • InvoiceFinance

    Alternatives to a Business Bank Overdraft. An overlook into Revolving Credit Facilities, Merchant Cash Advances and Invoice Financing and how they can work as alternative options to a business bank overdraft.

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