Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?


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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.


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Special Reports & Infographics

We have been shortlisted!

Last post: Jul 20, 2021

Choice Business Loans has been shortlisted for the NACFB Cashflow Broker of the Year Award 2021.


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Relevant Issues Blog

Post-Covid Business Recovery: The Recovery Loan Scheme (RLS)

Last post: Apr 15, 2021

With lockdown restrictions being lifted, and the application window for CBILS, CLBILS and BBLS closed, it’s now time to focus on the recovery and growth of your business and the financial support you need to put in place.


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Recent Blog posts

  • Ratesetter announce that they will launch a range of new products on 3rd October… Funding Secure have recruited a team of specialists to help them reduce their backlog of loans... as a thank you to their investors’ for being so patient, they are also offering additional bonus rates of up 1.25% pa on investments made up until the end of September... Assetz Capital offer £150 of Cashback to new investors

  • Options

    Much legend has long surrounded the notion of using a credit card to launch or fund a business; the search engine that you might have used to find this article, Google, may not have existed if it wasn’t for Sergey Brin and Larry Page’s use of cards to pay for computers and open-source software in the business’s earliest days. Similarly, the founders of Airbnb, Brian Chesky and Joe Gebbia, apparently had credit card debt of as much as $25,000 at one point.

    So, is credit card financing a potentially very risky route for a business? It depends on precisely how you intend to use it when supporting your company.

  • Secured vs unsecured business loans

    Whether your business is in need of a loan to get off the ground or to progress to its next phase of growth, it is vital to be aware of the terms, conditions and implications of each available form of finance.

    So, what options do you have for a business loan for your own small to medium-sized enterprise (SME), and what factors will help to determine the most suitable solution?

  • So, what is a PDQ cash loan_

    While poring over your options for business finance, you may have heard of ‘PDQ cash loans’ or a similar term, and wondered what these are, and whether they could help your company.
    The acronym PDQ stands for ‘Process Cash Quickly’, with ‘PDQ machine’ simply being another name for a card machine, as are widely used by businesses for the quick and convenient processing of card payments.
    However, you may not have realised that your own firm’s PDQ machines could help to unlock a form of business finance lacking many of the disadvantages associated with traditional bank loans.

  • A rundown of some of the different types of crowdfunding

    Crowdfunding – a means of raising money from a large number of people each making small donations, as opposed to sourcing the entire required sum of money from a single bank or financial institution – has gained ever-greater traction in the world of business funding in recent times.

    However, if you are to understand the potential relevance of crowdfunding for your own firm, it is important to become well-versed in the different forms that this innovative way of obtaining finance can take, and the associated advantages and drawbacks.

  • Business angels vs venture capitalists

    You may consider seeking external investment in your business for any of a wide range of reasons. Of course, the prospective monetary benefit is the most obvious one, with cash injections often instrumental in the development and growth of firms in all manner of sectors. There are also certain strong non-monetary advantages that investors can often bring, such as relevant expertise and professional connections.

    Whatever your reasons for looking for an investor from outside your company, it will doubtless be helpful for you as an entrepreneur to know what kind of investors are out there, as well as how you can boost your business’s attractiveness to the right investors for you.

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