Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?


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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.


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Special Reports & Infographics

Most Popular Regions in the UK to Start a Business

Last post: Mar 24, 2019

An infographic that shows the most popular regions to start a business in the UK, number of births and deaths in the year of 2017.


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Relevant Issues Blog

Post-Covid Business Recovery: The Recovery Loan Scheme (RLS)

Last post: Apr 15, 2021

With lockdown restrictions being lifted, and the application window for CBILS, CLBILS and BBLS closed, it’s now time to focus on the recovery and growth of your business and the financial support you need to put in place.


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Recent Blog posts

  • Funding Circle reduce their projected rates of return (again)… Money & Co plan to remove the facility to invest in individual loans and offer a portfolio instead… Ratesetter receive the Queen’s Award for Enterprise.

  • A flurry of emails have been sent to Peer to Peer investors in the past 2 weeks encouraging them to invest their IFISA allowance… Ratesetter report that subscriptions to their tax-free savings product have exceeded £200 million in just over 12 months… FundingSecure will introduce a minimum bid on its larger loans to increase investors’ cautiousness… CapitalRise raise £2.2 million of equity funding via the Seedrs platform.

  • Assetz Capital extend the 1% Cashback offer on their 90 Day Access Account until 5th April… FundingSecure announce their intention to list fewer, less risky loans… LendingCrowd hire a new member of staff to improve the monitoring of borrowers in arrears… Ratesetter offer new investors bonuses of up to £150.

  • MostPopularRegionsintheUK

    An infographic that shows the most popular regions to start a business in the UK, number of births and deaths in the year of 2017.

  • Assetz Capital attract £110 million in institutional funding – they claim this will increase the fluidity of their Secondary Market to the benefit of retail investors… Lending Works lock their rates of return at 5% pa & 6.5% pa until 5th May for 3 & 5 year investments respectively… Ratesetter has been included in the Financial Times’ list of fastest growing companies.

  • 4-mistakes-businesses-make-when-borrowing-finance

    It can be easy for businesses to jump into taking out a loan to help finance their next project, employees or restructure, however there are many pitfalls and mistakes when borrowing finance that can damage your financial stability.

    What are the key mistakes businesses make when borrowing finance?

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