Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

Why SMEs need Choice Business Loans' services more than ever

Last post: Aug 24, 2021

The last 18 months has been a challenging time which has seen the Government back around £79.6 billion in loans to UK businesses over three schemes (CBILS, CLBILS & BBLS). On top of this there was the Furlough Scheme, which is now winding down, and of course the significant grants that were given out.

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Relevant Issues Blog

Cashflow being squeezed with VAT and debt repayments?

Last post: Oct 7, 2021

VAT deferral and Government loan schemes were a lifeline for businesses struggling through the pandemic. Now, with normality resuming, it's important to get finances organised so that all-important cashflow isn't choked by the looming re-payments.

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Recent Blog posts

  • InvoiceFinance

    Alternatives to a Business Bank Overdraft. An overlook into Revolving Credit Facilities, Merchant Cash Advances and Invoice Financing and how they can work as alternative options to a business bank overdraft.

  • business-1839191_1280

    After examining exactly how a Peer-to-Peer (P2P) business loan works and the risks/benefits involved, it’s now time to weigh up whether or not a P2P loan is suitable for your business.

  • Profit-Loss-Risk

    Peer-to-Peer lending is a fast and increasingly mainstream method of obtaining business funding. This type of lending works by cutting out the middle-man (the banks) and directly connects a lender and a borrower.

  • Choice-Loans-P2P-Lending

    Peer-to-Peer lending means that instead of borrowing from one lender/institution, you borrow from many smaller ones who have clubbed together to raise your money. It differs from Crowdfunding as you are not giving away any equity. The process is arranged by a central agency (the crowdfunding platform) and you deal with just them and they in turn manage all your individual lenders. To qualify you must be trading at least 2 years, be profitable and have a good credit record.

  • Ratesetter pass the £3 billion lent milestone… Crowd2Fund plan a number of initiatives for 2019 including the introduction of a Provision Fund and giving investors more control over the recovery process… At LendingCrowd New Year = New Cashback Offer… During 2018 ThinCats broke their own records as they lent £112 million to SMEs.

  • WhenisAMCASuitable

    When is a Merchant Cash Advance suitable? We take a look at the requirements for a merchant cash advance as well as whether or not you should choose a merchant cash advance over a traditional loan.

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